Congratulations on the next blessing Jana.
I agree that those scores are being looked at more often these days and I had heard a while back that even McDonalds looked at them for hiring.
I still believe they are only as important as we allow them to be. If I went out today and applied for several jobs, just turning in apps and whatnot, then tried to get into an apartment and go for a cell phone, my score would drop seriously from the number of inquiries. This takes time to recover, so for say a month, I've dropped my 'score' just from activity that had nothing to do with anything financial. If they are looking at my score to determine worthiness, I look pretty bad now for no other reason than I've made alot of paperwork on my end and they've checked my score. The last few guys to check my rating really think I look bad.
Some people are going to stress over their rating no matter what. I'm not. It's just not something I'm willing to lose sleep over or go into debt for. That score shows I have debt. Paying off or otherwise, I have debt.
We bought our home/land with cash. We set up our cell phone contract the same way. I'm sure our credit was looked at, but the most it did, being virtually non-existent, was increase the down payment we paid to start the cell contract. I can live with that. It's my payment for not being part of the common thought wave, I suppose.
It is harder to deal with cash alone these days and that's sad. It takes a lot of work and hunting to deal on a cash-only basis but I prefer it to being a number on someone's desk somewhere. One day it could prove to be a big deal to not be one of those numbers.
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Thus saith the LORD, Stand ye in the ways, and see, and ask for the old paths, where is the good way, and walk therein, and ye shall find rest for your souls.
Blogs I Love to Visit...
- 5 Acres & A Drean
- A Pondering Heart
- Ask Jackie @ Backwoods Home
- Bateman Homestead
- Bible Version Comparison Chart
- Busy B Homemaker
- Caffeinated Homestead
- Choosing Voluntary Simplicity
- Down To Earth Blog
- Fruit of Her Hands blog
- Granny Miller blog
- Growing up Herbal
- Half a Hundred Acre Wood blog
- He Sows, She Sews
- He Sows, She Sews
- Herbal Academy of New England Blog
- Homestead Honey blog
- It All Matters Mom blog
- Just Plain Marie
- My Journey to Separation
- Nourishing Days blog
- One and a Half Acre Homestead
- Outside the Box Homeschool blog
- Ozark Mountain Family Homestead
- Reflections from Drywood Creek
- Sabbath Mood Homeschool
- Small Farm Girl
- Simple Green Frugal Coop
- Snowfall Academy blog
- Strangers & Pilgrims on Earth
- Sufficient Graze Farm blog
- The Caffeinated Homestead
- The Crunchy Chicken
- The Nerdy Farmwife
- The Prudent Homemaker
- The Unplugged Family
- The Wild Garden
- This Life I live
- Vaccination Information website
- Vintage Remedies DIY & Articles
- Wellness Mama
- Wood Cookstove Cooking blog