Started off the morning with not one, not even two...but several calls from a rather rude and annoying "collections" firm supposedly on a bill from Dewey's surgery back in January.
I don't play well with rude folks. I don't play well with telephone harassment, either. Bully me? Sorry, I fell off *last week's* turnip truck, not last night's. Come to think of it, it wasn't at night at all...it was full, glowing daylight, honey.
I have yet to receive the final billing from most of Dewey's various doctor's surrounding the whole surgery thing. Ugh...can't everyone just bill together? I mean, really folks, it was just one hospital. No, the doctor bills his own, the clinic he's with bills for their charges, the surgery clinic bills, the anesthesiologist bills separately, even the idiot after-surgery-care department bills separately. Insane. However, until I get notice the final out-pay has been made, I won't pay a dime to anyone. I'm not going to overpay and have to fight and argue the insurance for some refund. BTDT -- and won't be doing it again anytime soon.
Either way, here's this annoying phone Nazi telling me my credit rating is about to take a nose-dive because, by 5 pm today, this unpaid-in-collections bill hits my report. Only thing this collections Nazi can do is accept full payment. I say no. Ms Nazi says I have to pay it. Yes, I agree...it is a legitimate billed service...and once I receive the finally out-pay from insurance payments, and have an actual hard copy of the bill she is referring to, I will set up a couple payments to get it covered. I have to (have to??) pay it today. By 5 pm. My future credit is going to be seriously compromised if I don't. Hey, the sky might even fall down, who knows?
She can accept only full payment. Honestly, it isn't much ma'am...just $480 she says...surely that is a small amount to pay. I told her if $480 is a small amount in her world, they must be paying phone bullies a great deal more than my husband makes. BUT MY CREDIT! Obviously I don't understand what she is saying, because in these tough economic times, my credit rating is all I have. I HAVE TO PAY THIS TODAY or I will be what...contributing to the US financial collapse? Causing some poor schlepp a the various medical office to lose their job because they couldn't collect payment? Cause this Collections Nazi to lose out on a bonus coupon for most collections this month?
First off, I don't buy that whole "credit rating is important' garbage anyway. Never have. My credit score is just a tool some bank president dreamed up to tell me I can't get a loan without paying enormous interest and blood from my first 5-born off-spring. I don't deal with credit anything, and have no plans to, so to threaten me with a tanked credit score is a waste of breath.Puh-leeze.
I told her no, I maintained a polite tone (seriously, I did...), I told her I will *not* be paying this bill to this collections group today by 5 pm....or tomorrow...or next week even. I will pay this bill to the appropriate medical office from which it was generated, at such a time as they produce a legitimate bill showing my insurance has closed the put-pay.....and have a nice day, but do not return a call to this number again or I will file a suit against your company for harassment, naming you specifically.
I don't like phones. Interrupted me whole morning. Though I do enjoy the goofy calls where they try to sell something to you because your number was selected in some drawing....I tell them I don't even have a phone, but thank you just the same :)
Thus saith the LORD, Stand ye in the ways, and see, and ask for the old paths, where is the good way, and walk therein, and ye shall find rest for your souls.
Blogs I Love to Visit...
- 5 Acres & A Drean
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- Bateman Homestead
- Bible Version Comparison Chart
- Busy B Homemaker
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- Choosing Voluntary Simplicity
- Down To Earth Blog
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- Granny Miller blog
- Growing up Herbal
- Half a Hundred Acre Wood blog
- He Sows, She Sews
- He Sows, She Sews
- Herbal Academy of New England Blog
- Homestead Honey blog
- It All Matters Mom blog
- Just Plain Marie
- My Journey to Separation
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- One and a Half Acre Homestead
- Outside the Box Homeschool blog
- Ozark Mountain Family Homestead
- Reflections from Drywood Creek
- Sabbath Mood Homeschool
- Small Farm Girl
- Simple Green Frugal Coop
- Snowfall Academy blog
- Strangers & Pilgrims on Earth
- Sufficient Graze Farm blog
- The Caffeinated Homestead
- The Crunchy Chicken
- The Nerdy Farmwife
- The Prudent Homemaker
- The Unplugged Family
- The Wild Garden
- This Life I live
- Vaccination Information website
- Vintage Remedies DIY & Articles
- Wellness Mama
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